Polished Insurance
POLISHED INSIGHTS

Expert Advice for
Professional Cleaners

Practical tips, industry updates, and insurance guides to help you protect and grow your business.

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Do I Really Need Insurance for My Cleaning Business?
January 15, 20242 min read

Do I Really Need Insurance for My Cleaning Business?

Many new cleaners ask if insurance is a legal requirement. While not always mandatory by law, operating without it acts can be a massive risk.

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Legal Liability for Cleaners Entering Client Premises
January 22, 20243 min read

Legal Liability for Cleaners Entering Client Premises

Understanding your duty of care, keyholding risks, and legal responsibilities when working in a client's home or office.

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Public Liability vs. Employers' Liability: What's the Difference?
January 23, 20243 min read

Public Liability vs. Employers' Liability: What's the Difference?

Confused by insurance jargon? We break down the key differences between PL and EL and explain which ones your cleaning business actually needs.

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COSHH Explained Simply: A Cleaner's Guide to Safety
January 24, 20242 min read

COSHH Explained Simply: A Cleaner's Guide to Safety

Chemical safety doesn't have to be complicated. Our simple guide to COSHH regulations helps you stay safe and compliant without the headache.

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The True Cost of a Claim: It's More Than Just the breakage
January 25, 20244 min read

The True Cost of a Claim: It's More Than Just the breakage

Think a broken vase just costs the price of a replacement? Think again. We explore the hidden costs of liability claims that can bankrupt a small business.

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Keyholding Risks Explained: Protecting Your Client's Security
January 26, 20243 min read

Keyholding Risks Explained: Protecting Your Client's Security

Holding keys for clients is a massive responsibility. Learn how to manage keys securely and why standard insurance might not cover you if you lose them.

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Handling Accidental Damage: A Step-by-Step Guide
January 28, 20243 min read

Handling Accidental Damage: A Step-by-Step Guide

Breaking a client's item is every cleaner's nightmare. Learn the professional way to handle accidents, report breakage, and manage the situation calmly.

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Treatment Risks: The Gap in Standard Public Liability
January 30, 20244 min read

Treatment Risks: The Gap in Standard Public Liability

Did you know most public liability policies won't pay for the item you are actually scrubbing? We explain 'Damage to Property Worked Upon' and why cleaners need it.

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