Terms of Business

Terms of use for the Polished Insurance website and a summary of how we work as an FCA regulated insurance broker for cleaning businesses.

About us

Polished Insurance is a trading name of Allied Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 309497). Registered in England and Wales, company number 4319831. Registered office: 98 Standishgate, Wigan, WN1 1XA. You can check our details on the Financial Services Register at register.fca.org.uk.

Our service

We arrange general insurance for cleaning businesses. We will explain whether we provide advice or information only, the insurers we approach, and how we are paid, in our full Terms of Business Agreement, which we provide before you buy a policy.

Your duty of fair presentation

Commercial insurance customers must make a fair presentation of the risk to insurers. That means disclosing every material circumstance you know or ought to know. If you are unsure whether something is relevant, tell us. Failing to do so could result in a claim not being paid in full, or at all.

Using this website

The guides and information on this website are general in nature and are not personal advice. We try to keep them accurate and up to date but cannot guarantee they are complete. Cover is always subject to the terms, conditions and exclusions of the policy issued.

Complaints

See our complaints procedure.

Polished Insurance is a trading name of Allied Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 309497). Registered in England and Wales, company number 4319831. Registered office: 98 Standishgate, Wigan, WN1 1XA.