Loss of keys insurance pays for replacement keys and locks if a client key, fob or access card in your care goes missing.
Cleaners regularly hold keys to homes, offices and commercial buildings. Replacing a single door lock is inexpensive, but losing a master key for an office block or a fob for a building access system can mean re-keying an entire site.
Keep a key register, avoid labelling keys with client addresses, and use coded tags and a lockable key safe. Insurers will expect reasonable precautions, and good processes also reassure clients when you tender.
Not automatically. Loss of keys is usually an extension to your liability policy, with its own limit, so check that it is included and the limit is high enough for your largest client.
Tell us how to reach you and we will send a short questionnaire about your business. Your answers let us approach insurers for cover that fits the way you actually work.