You can never fully prepare for accidents, but with public liability insurance for cleaners or other workers, you can be ready for anything. Cleaners may have to climb tall ladders to reach very high places in order to clean them effectively. With public liability insurance you can be prepared for any incident that may occur as a result of dangerous situations. Many insurance companies have very specific terms of accidents policies, which, if not, met then damages will not be paid. With public liability insurance you have a better chance at getting compensated for any kind of accidents that may happen.
In addition, public liability insurance ensures that you are covered even in times of natural calamities, for instance, bad weather conditions. These adverse weather conditions can cost a business a lot and this would be a good policy for them. Furthermore, it is the legal obligation of insurance companies to compensate you for any damages especially if you have been covered with them and this should not worry you. In most cases insurance companies have been sued for failing to compensate their clients and to avoid all the legal issues, they prefer to keep to their word as promised in their policy statements.