Of course, when looking for an insurance policy for your cleaning business, one of the main factors you will consider is the price of the premiums. However, a lot of people make the mistake of simply looking for the cheapest insurance plan they can find. This is the type of error that can cost you way more in the long run. With that being said, continue reading to discover more about window cleaning insurance costs.
A lot of people who need insurance take the following approach – they do a quick search on the web for window cleaning insurance, they find a comparison website, they arrange the results in order of price – from lowest to highest, and they choose the first option. They then find themselves in a sticky situation when they find that they need to make a claim, however, as they are not covered by their policy, or there are some stipulations that put them in an impossible situation. For example, they may need to cover a large proportion of the expenses before the insurance company pays out.
When purchasing cleaners insurance, you do not only need to consider the cost of the premiums, but you need to assess all possible scenarios that your policy does and does not cover, and the cost to your business if such scenarios occurred. When you look at it in this regard, you will quickly realise why quality is more important than price. Going for a general insurance company that does not specialise in cleaning insurance is not advised. They will not be able to offer you the level of quality, support, and cover that you need, nor will they be able to create bespoke plans that are right for your business.
Moreover, anything that seems too good to be true probably is. Window cleaning insurance costs that are exceedingly low are typically because the policy is basic and does not offer the level of coverage required. There may also be high excess on the plan as well.