Do you know how important it is to have insurance for window cleaners? Well, if you are one of the many people working as a window cleaner, then it is best that you know. If you are a cleaning business owner and have a number of employees, it is best that you be informed as well. You see, even though window cleaning is viewed as a simple task, there are a number of things that could potentially go wrong and cause somebody to get hurt.
Why Do You Need It?
Definitely, it is important to have liability insurance to provide protection for the employees and the cleaning business owner as well. First, you need to remember that accidents can and do happen and this is often out of your control. The major part of the risk related to this kind of business is when an incident causes potential injury to employees. If an employee falls from height while performing his cleaning duties and negligence is proved against the employer then any financial awards to the injured employee plus any solicitors costs etc would be payable by the employer. By having window cleaners Employers liability insurance in place removes this potential financial burden from the employer and any financial costs arising from such an incident will be met by the insurance Company.
Having Employers Liability Insurance in place is a compulsory cover in the UK and maybe often difficult and even costly to obtain this insurance cover. However, having the cover removes the threat of a future claim potentially financially ruining an employers business or having a personal debt which could lead to bankruptcy. With this in mind there are specialist insurance brokers that can provide this cover at highly competitive rates providing the correct protection for you, your company, employees and clients.
All in all, insurance for window cleaners and cleaning business owners is something that you simply cannot do without. Even though we all hope nothing goes wrong, it is still entirely possible for mistakes to be made or accidents to happen. Not having any kind of insurance is crazy when you consider the effects of a serious claim. So why take the chance of having financial problems when a specialist broker could offer a you an insurance policy which would take care your legal obligations and protect your business for the future?