Cleaners insurance is often, and probably rightly, considered a must have by established cleaning businesses all across the world. It would certainly be a high priority point on any of the lists they could provide you with to guide you down the right path when setting up your own cleaning company!
Liability insurance, for the uninitiated, is a certain type of insurance that cleaning companies can purchase to ensure that, for example, if they were to damage a client’s floor in the process of their job, they needn’t be out of pocket. Such cases, if faced by the uninsured, can actually sink a cleaning business altogether! But if a company has decent insurance that fits their business needs then such incidents might only harm their reputation rather than scuttle the business altogether and, just as importantly, it won’t cost too much at all.
If you go to a reputable insurance company then they will help you to find a level of coverage that suits you. The benefits of having the right level of cleaning insurance are quite simple and obvious. Firstly the right kind of insurance will protect your business in the event that you find yourself liable for damage to a customer’s property. Secondly, having the correct level of coverage will give you the amount of protection you need without costing more than it’s worth to you. Finally- it will give you peace of mind to keep expanding your business.
Cleaners insurance, in this way, has only one real con; it costs money on a monthly basis. Of course this can be offset against your earnings to ensure that you don’t pay tax on money you never really see! Cleaners insurance has many benefits but you have to make sure that you know what level of coverage you need.