There is a lot of debate about liability insurance UK and a lot has been said about it. However, liability insurance has helped many and saved many from financial hardships. There are many types of liability insurance, for instance, auto liability, which deals with drivers. This insurance assures drivers that they can get cover on their auto or against bodily harm in the event of an accident. There is also homeowner’s liability, which deals with insurance cover for the property of the policyholder.