We don’t like thinking about all of the things that can go wrong in our businesses, but the reality is that bad things happen. It’s the job of the business owner to plan for these problems, and to work around them. It’s still possible to run an efficient business, even after all of these problems are calculated. In fact, it’s better to think about them before they happen than to feel helpless after they do happen.
One way to protect yourself against unexpected surprises in business is through liability insurance.