Public liability insurance and employers liability insurance is a must for any domestic cleaning company. If you run a cleaning firm that only offers domestic cleaning, you may feel that you do not need a substantial insurance plan, or any insurance at all for that matter. After all, commercial, industrial, and specialist cleaners often face a greater number of risks in their role. While this may be true, it does not take away from the fact that cleaners insurance is a necessity for all companies, irrespective of the work they provide. Plus, if you employ anyone, then it is a legal obligation to take out employers liability insurance, so you simply cannot overlook this.
After all, there are lots of different activities that you may need to carry out during domestic cleaning, and there are numerous scenarios you need to be protected from. For example, what would happen if something occurred because you failed to secure the customer’s premises? Or, what about if you lost the customer’s keys? Cleaning insurance can also protect you from the likes of temporary removal of furniture and other items, treatment risks, and damage to the property that is being worked on. It ensures that you are covered for all eventualities.
When looking for liability insurance for your domestic cleaning firm, you do need to choose with care. You should not go for the first or cheapest insurance policy you come across. If you do this, you are almost certain to suffer at the hands of a lack of coverage, meaning that only the most basic things are included in your policy. Alternatively, it could mean that you have to pay a large sum of money before the insurance firm agrees to pay out.
Every cleaning firm is different and has different requirements, and you need to find a specialist insurance provider that can create an insurance plan that is completely tailored to you. This is why most people look for a firm providing public liability insurance and employers liability insurance for cleaning businesses specifically, as they know they specialist experience in this area.