Personal Accident Insurance

/Personal Accident Insurance

“Polished Insurance” have developed an exclusive facility to provide essential personal accident insurance

We recognise that it is crucial for any employee or self employed cleaning contractor that they are able to cope financially if they are left unable to work due to an accident either at work or out of work. With this in mind our personal accident insurance policy provides the required peace of mind that should such a problem occur then you will be able to meet your financial commitments.

We have specific facilities for:

Individual Personal Accident

Choose from a range of set package benefits

Accidental Death£10,000£15,000£20,000
Permanent Disablement£10,000£15,000£20,000
Temporary Disablement£200 per week£300 per week£400 per week
Premiums From£100£150£190
  • Premiums are exclusive of Insurance Premium Tax which is current at 6%
  • Temporary disablement payment up to 104 weeks.
  • 24 Hour Worldwide Cover
  • Age Limit without prior referral 16-60. Full Schedule of Benefits provided at quote stage

So get this essential cover in place and obtain a quotation by clicking below


Request a Quote


Group Personal Accident

Our comprehensive Group Personal Accident Insurance has been specifically designed to reduce an organisation’s financial losses and minimise business disruption should a Director or Employee suffer accidental bodily injury resulting in absence from work.

A brief summary of the benefits is as follows:

Schedule of BenefitsSum InsuredMaximum Limit
Accidental Death / Loss of Eyes, Limbs, Speech, Hearing, Permanent Total Disablement1 x Annual Salary£150,000 per person
Temporary Total Disablement100% Gross Weekly Wage£1,000 per person, per week
Temporary Partial Disablement50% Gross Weekly Wage£500 per person, per week

Temporary disablement benefit payable up to 104 weeks

Excess period – 7 days for non manual occupations and 14 days for manual occupations.

Director’s / Partner’s Dividends included within definition of Annual Salary

So get you and your business protected and obtain a quotation by clicking below.


Request a Quote