Office cleaning insurance is a public liability insurance cover for cleaning companies working in offices. You can get this cover as a public liability insurance cover or a public and employers liability insurance cover. Here are 3 questions and answers to help you decide if you really need cleaning liability insurance.
Is Cleaning Insurance Required By Law?
It depends on what type of insurance you need. Public liability insurance is not required by law but it is highly advised to protect you from the financial risks of damage claims. However, if you have any employees, you are required by law to have employers liability insurance.
Is Cleaning Insurance Worth It?
The purpose of insurance for cleaning companies is to protect you from the financial burdens of damage claims. Office cleaning insurance is very important, since you will be working on business premises. If there is any damage or incident including property damage, loss of keys, failure to secure the premises or removal of objects, the client company may sue you and make claims for you to cover the loss.
Cleaning insurance will protect you from this financial strain. Instead of paying the cost for claims that the client might make, you pay a small quote to the cleaning insurance UK company, and they cover the claims for you. Just as with any other liability insurance, whether it is window cleaning insurance or contract cleaning insurance, the purpose is to keep you safe and covered in case of need.
Office cleaning insurance covers you against claims laid out in the insurance agreement that can include damage to the client premises, loss of keys, failure to secure the client premises, misuse or misplacement of objects on the client premises and many other relevant terms. It’s important to find an inclusive cleaners insurance that will cover you in case something unexpected happens.