What is the value of the well-being of your staff or yourself? This is something that you will need to think about, if you are thinking of setting up a company, which might put your staff in danger. More people will also be willing to work for you, if you have the right insurance to protect them in case of any accidents.
It will come as a shock to you, as to the amount of danger we are in every single day. As hard as we try to prevent accidents from happening, the sad truth is that when it happens there is no way to stop it. A few seconds of lapsed concentration, is all it takes for an accident to happen and when it does injuries are sure to follow. Depending on the extent of the injuries the staff has suffered, there will be different amounts, which you will need to pay.
If you are not covered by liability insurance, this figure will be very high and it might even last a very long time. Pick a company that offers the best liability insurance for you, which is close to your location. This way you will reduce your traveling time to the company, if you need to send any documents.