As professional Independent Financial Advisers we are in a position to research the whole of the market in order to find the right product for you.

Life Insurance
Insurance cover to protect your family, liabilities or business in the event of death or diagnosis off a critical illness.

Family Cover
Term Assurance is simply in exchange for paying a premium, the life office agrees to pay out a certain sum if you (or your spouse) dies before a certain date. The certain sum is decided upon at outset of the policy and remains the same throughout the term of the policy.

If the policyholder does not die within the term, the policy merely lapses. There is no payout at the end of the term and are therefore usually cheap to buy. They are ideal for very valuable family cover.

Mortgage Cover
Decreasing term assurance is the same as above except that the sum assured decreases on every premium payment. This type of policy is therefore ideal to run along side a repayment mortgage

Business Cover
Is a term assurance policy that is written in trust so that on the event of your death within a certain time monies are passed to your fellow partners / shareholders to ensure they are in a position to purchase your share in the business from your spouse.

Critical Illness
Is a benefit that can be added to any of the above policies, for an extra cost. On the event of a diagnosis of a critical illness within a certain period of time, the sum assured becomes payable to yourself which would give you much needed capital in a time of great stress.

If you would like to obtain a quotation please call Nick Wylie on 01942 234093 or email him at nick.wylie@alliedinsurance.co.uk. Alternatively you can complete our online quotation form by clicking here.

Please click here to view our Regulatory Information.