Public & Employers Liability Insurance for Domestic Cleaners – from Polished Insurance.
If you employ staff or use labour only sub contractors then then you will legally require employers liability insurance which is bought together with public liability insurance under one“Combined Liability Insurance” policy. Whilst most insurers can offer quotes for standard liability cover our quotes will include damage to the item being cleaned commonly called “damage to property being worked upon”, treatment risks, keyholder cover and many other optional covers.
Request a Quote
Click the “Request a quote” button or click this link to get a domestic cleaners public and employers liability insurance quote
If you trade without employer’s liability insurance and an employee is injured whilst working for you then not only will you face a large compensation bill but you could also face a fine from the HSE of £2,500 for every day that you have traded without the cover. Is it worth taking the risk?
You may also be interested in providing protection for your regular income whilst you are working. Income Protection Insurance can provide you with upto 60% of your income in the event of injury or illness preventing you from working for he rest of your life.