The answer may be yes, but depends on with who is asking the question. If you are a cleaner and cleaning is what you do for a living then you most definitely need cleaner insurance. Similarly if you are an employer who employs cleaners to work for you, the answer to this question would be in the affirmative too. You would need to insure your cleaners from injuries when working with you. It is also important for you to make sure that you are very cautious with your cleaners, because you are liable to them for their safety and security.
You can never go wrong with cleaner insurance, unless you fail to follow the terms of the policy. It is always advisable that when you are signing a contract that you are very keen to make sure that you can adhere to all the terms and conditions of the contact. There may be some unusual clauses in the policy that you may not notice, especially when it comes to dealing with the payment terms, so ensure you fully understand the policy in full before signing the contact. In addition, you can ask for legal advice from a qualified lawyer before signing it to ensure everything is in order.