Cleaning Insurance is Great for Business!
Cleaning insurance and certain types of insurance policy in particular, are pre-requisites for many businesses. Liability Insurance essentially covers that business financially, if the injured party made a subsequent claim for compensation. Government legislation makes very clear the duties and responsibilities any company has to both its employees and the general public. What may surprise some is that these obligations apply not only to large corporations but to smaller firms too. If you have one or more employees then you must have insurance. The Employers Liability Act of 1969 outlines very clearly what is required. There are some exceptions – for instance if family members are employed in a business, so it is common sense to check the details. The UK Consumer Protection Act of 1987 requires those manufacturing or supplying goods to carry some form of product insurance. This covers your business against legal costs and compensation claims resulting from injuries or property damage to your clients, contractors or members of the public which was caused by you or one of your employees.
Clean Up with the Best Cleaners Insurance!
In order to ensure compliance and to remain legal, it is good practice to add insurance to an internal business checklist. You could work in a specialised sector which requires carpet cleaning insurance or even commercial cleaning insurance. Whatever the type of cleaning insurance it is important to plan appropriately. It makes good business sense in more surprising ways too. Many clients will only book a business with correct insurance. Especially if you are working in someone’s home and there is accidental damage to an expensive item such as a sofa or carpet. The cost to replace or repair those could run into thousands of pounds. And many large commercial businesses will not even allow a tender to be made if the prospective provider does not have insurance. Most business owners will do all they can to eliminate risk, but accidents can always happen. If you are proven responsible for that then it can be very costly to put right.
Cleaning businesses in particular employ many people and as a result may encounter unintended mishaps. It could be as simple as knocking over a cup of water onto an expensive laptop or spilling bleach on a carpet. If you are a small company that could impact on you severely. However with the right insurance policy you wouldn’t need to worry – for a small annual premium you can be protected and look more professional to your customers too. One of the best public liability companies who provide insurance cover is Polished Insurance. They have been selling industry leading policies since 2001 and their client base is wide-ranging. From small businesses to large commercial ventures, all can be accommodated. From public liability insurance uk and employer’s liability insurance through to commercial vehicle insurance or even income protection insurance, they have the right policy for your business needs.
Being specialists in this field means that Polished Insurance understand what is important to client’s every day needs and have tailored policies such as public liability insurance for cleaners, to cover an extensive range of scenarios and possible outcomes. The provide cover for all types of cleaning including shop cleaning, school cleaning, commercial cleaning and much more. The business is highly professional and is regulated by the Financial Services Authority. The company Directors have over 20 years’ experience within the specialist cleaning industry. They are the insurance broker of choice for the prestigious Federation of Window Cleaners. Working in partnership with the committee, they have helped design, arrange and implement comprehensive insurance cover with hard to beat pricing, for all their members. That’s what makes them the go-to company for cleaners insurance – very few businesses understand the needs of this dynamic market more.
With a loyal and increasing client base Polished Insurance can supply a speedy and cost- competitive quote. You can have complete peace of mind about any accidents for a very reasonable annual premium which can be spread across the year in equal monthly payments. You may be a self-employed carpet cleaner or a run a large office cleaning business. Whatever your situation Polished Insurance can not only help you remain compliant to government requirements, they can also help you present a more professional face to your customers. For further information take a look at the FAQ’s page on the web site or use the simple online form to ask for a quote. It only takes a couple of minutes and whether you are a fledgling business or an established one looking for the best deal they are very hard to beat. Staff are helpful and would be pleased to hear from you to answer any queries you might have. Call them today on 01942 403370 for the best cleaning insurance to suit you and your needs.