There are many types of different cleaning liability insurance, depending upon the work your cleaners do for you and the nature of the work environment. As an employer, you would want to make sure that you cover your employees’ most possible risks or liabilities. There is absolutely no need for you to pay premiums for a policy that you will never get to use or that is not needed. For instance, the chances that your cleaners may slide on the wet floors are lower compared to the chances of them falling ill. It is therefore very important for you to weigh critically all the options before signing a contract with the insurance policy.
Different insurance companies have different types of policies depending upon the kind of risks they would want to cover. In most cases, insurance companies would love to have clients who would pay their premiums in time and who are reliable. The terms and conditions of each and every policy vary. It is very important for you, as the employer, read through all the terms of the contract before signing it. It is also wise to explain and advise the employees of the terms of the contract they are entering into.