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Bona Fide and Labour Only Subcontractors – Spot and Insure the Difference


Cleaning companies often use subcontractors instead of employed staff to help with costs and to have more flexibility to cover contracts. In theory, this should be a wise financial move unless, that is, the insurance for the subcontractor is inadequate which, in the event of a claim, could lead to costs far higher than the recruitment of an army of cleaners!

Therefore, we’re highlighting for you the difference between the two main types of subcontractor –

What you need to know if you’re working from height

Window Cleaning Liability Insurance

If you work from height, sourcing the right insurance can prove difficult. At Polished Insurance, we have the expertise and we understand the requirements of high access cleaning, we have researched and created a bespoke insurance policy exclusively for the cleaning industry, with all aspects covered, including working at height.

Working at Height

Sourcing the right public and employer’s liability insurance for your business can prove much more difficult if you work at height.

The Importance Of Insurance For Window Cleaners And Cleaning Business Owners


Do you know how important it is to have insurance for window cleaners? Well, if you are one of the many people working as a window cleaner, then it is best that you know. If you are a cleaning business owner and have a number of employees, it is best that you be informed as well. You see, even though window cleaning is viewed as a simple task, there are a number of things that could potentially go wrong and cause somebody to get hurt.

Why An Employer Should Get The Right Insurance For House Cleaners

insurance for house cleaners

In the UK, the employer is held liable for the health and safety of his/her employees while they are at work. Cleaning jobs can at times result in injuries, or illness from exposure to toxic environments. An employee can claim compensation in such cases, which is why employers need to get insurance to protect themselves from such claims.

What is The Right Insurance for House Cleaners?

– An employer needs the employers’

The Essence of Cleaning Insurance

Cleaning Insurance

Cleaning insurance is a policy that offers cover for damages you may cause while providing cleaning services. It is a business insurance product made for cleaning service providers. It covers employers’ liability, loss of keys, damage to customers’ belongings held in trust for cleaning, financial loss, fidelity guarantee, misuse of clients’ telephones and personal indemnity.

Cleaners do a large portion of their work away from their offices. This creates plenty of chances for financial loss as well as a very unique set of accompanying risks.

Carpet Cleaner Insurance – 3 Important Reasons Why You Need One

Carpet cleaner insurance is a type of liability insurance for cleaning service companies. Whether you need public liability insurance UK or public & employers liability insurance, it’s best to get specialised insurance for cleaning service companies. Here are 3 reasons why you need cover for carpet cleaning:

1. Property Damage

In order to deliver carpet cleaning services you, or your employees, need to be on the client’s property. It’s important to have public liability insurance that covers property damage,

Office Cleaning Insurance – Do You Really Need It?

Office cleaning insurance is a public liability insurance cover for cleaning companies working in offices. You can get this cover as a public liability insurance cover or a public and employers liability insurance cover. Here are 3 questions and answers to help you decide if you really need cleaning liability insurance.

Is Cleaning Insurance Required By Law?

It depends on what type of insurance you need. Public liability insurance is not required by law but it is highly advised to protect you from the financial risks of damage claims.

Why You Need Public Liability Insurance UK

For small businesses or the self-employed public liability insurance UK may seem like a not entirely necessary expense. Useful but not all important, right? Well perhaps not; as people’s homes become increasingly their pride and joy, the cost of mistakes gets higher.

Window cleaning insurance, for example, is a good idea for anyone in the business whether they be a big company or one person working for themselves. Such insurance will protect your business in the event that you cause damage to the windows of a client.

The Essence of Window Cleaning Insurance

Comprehensive window cleaning insurance should cover you from among other things, for example, damage to windows being cleaned – especially if the damage happens while they are being cleaned – and treatment risks brought about by cleaning solutions used. Depending on the size of your business, you can opt for either cleaners’ public liability or employers’ liability cover.

Public liability insurance is very appropriate for cleaners who work alone, are in partnerships or operate the cleaning business as a limited company with a single director and having no employees.